Explaining the Occurrence & Timing of Student Loan Default /Evaluation of the MN SELF Loan Program

The goal of this study is to bridge the knowledge gap in understanding how and why different financial aid packages, types of aid, amounts, and timing of receipt of financial aid during college can indirectly or directly affect a student’s college retention, graduation, and their post-collegiate loan repayment activities. In particular we will examine how the different types, amounts, and timing of student financial aid during college can indirectly affect student loan default by promoting college continuation and graduation.